• Good Neighbor Next Door Program: This program, administered by the U.S. Department of Housing and Urban Development (HUD), offers significant discounts (up to 50% off the list price) on HUD-owned homes in designated revitalization areas to eligible law enforcement officers, teachers, firefighters, and emergency medical technicians.

• HomePath Ready Buyer Program: Fannie Mae's HomePath Ready Buyer Program provides eligible first-time homebuyers with up to 3% in closing cost assistance upon completion of an online homebuyer education course.

• Federal Home Loan Bank (FHLB) Programs: FHLB offers various grant and loan programs to assist low- and moderate-income homebuyers with down payment and closing costs, as well as rehabilitation and construction financing.

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• It's important for prospective homebuyers to research and understand the eligibility requirements, terms, and conditions of each program to determine which ones may be the best fit for their needs and financial situation. Additionally, consulting with a qualified mortgage lender or housing counselor can provide further guidance on available resources and assistance programs.