Welcome, I'm Marisa McAdorey, Mortgage Loan Originator, your dedicated partner for all your mortgage needs. I am local to Brevard County and I provide a FLamazing mortgage experience for any home purchase throughout the vibrant real estate markets of Florida. I do not work for a retail lender! I am a broker! I have access to hundreds of loan products from different over 100 different lenders, this gives me the ability to provide you with the best possible loan, specific to your needs.
We offer FREE mortgage reviews! Reviewing your current mortgage, along with your current home owner’s insurance, taxes and current liabilities will help in assessing if a refinance will work to your financial advantage. We take pride in the ability to offer the most FLamazing Home Loans and we are committed to providing the personalized service and expert guidance you need to help you build wealth and achieve your homeownership dreams.
As a seasoned Mortgage Loan Originator, we understand the unique challenges and opportunities in Brevard County and Florida's diverse mortgage markets. Whether you're a first-time homebuyer or a seasoned investor, we are here to offer tailored solutions to suit your individual needs.
As your Mortgage Loan Originator, we will prioritize transparency, communication, and instill integrity throughout the lending process.
With our comprehensive knowledge of Brevard County and Florida's real estate landscape, we can help you navigate the complexities of securing the right mortgage for your specific situation.
My team of mortgage professionals and I, offer a wide range of mortgage products, including Conventional Loans, FHA Loans, VA Loans, Bank Statement Loans, Investor Loans, and more. Whether you're purchasing a new home, refinancing your existing mortgage, or exploring investment opportunities, my team and I are dedicated to helping you make informed decisions every step of the way.
Experience the difference of working with a trusted Mortgage Loan Originator who puts your needs first. Our motto is to provide a FLAMAZING HOME LOAN experience by offering a seamless and stress-free lending experience in Brevard County and beyond.
Contact us today to get started on your path to homeownership.
Thank you,
Marisa McAdorey, MLO
FLAMAZING HOME LOANS | Mortgage Loan Originator | FL
NO APPLICATION FEE?
DISCLAIMER: Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral use. Not all applicants will qualify for financing. (It is important to make an informed decision when selecting and using a loan product. Make sure to compare loan types when making any financing decision). ERS Nationwide Incorporated NMLS #979693 / CalDBO #6073563 Marisa McAdorey NMLS #2174848
Key Questions To Ask
Calculate Your Mortgage
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What is the interest rate on the loan?
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Understanding the interest rate will help you calculate your monthly payments and total interest costs over the life of the loan.
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Are there any points or origination fees?
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Points are fees paid to the lender at closing in exchange for a lower interest rate. Understanding these fees will help you compare loan offers.
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What is the loan term?
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The loan term determines the length of time over which you'll repay the loan. Common terms include 15, 20, or 30 years.
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What are the closing costs?
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Closing costs can include fees for appraisal, title insurance, attorney fees, and more. Knowing these costs upfront will help you budget for your home purchase.
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Is there a prepayment penalty?
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Some loans impose a penalty if you pay off the loan early. Understanding this penalty can help you decide whether to make extra payments to pay down your mortgage faster.
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What is the down payment requirement?
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Conventional mortgages typically require a down payment, usually ranging from 3% to 20% of the home's purchase price. Knowing the requirement upfront will help you plan your finances.
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What are the credit score requirements?
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Lenders have minimum credit score requirements for conventional mortgages. Understanding these requirements will help you assess your eligibility for the loan.
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What are the private mortgage insurance (PMI) requirements?
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If your down payment is less than 20%, you may be required to pay PMI. Knowing the cost of PMI and when you can cancel it will help you factor it into your monthly payments.
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What documentation is required for the application?
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Lenders typically require documentation such as pay stubs, tax returns, and bank statements to verify your income and assets. Understanding the documentation requirements will help streamline the application process.
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Can the interest rate change over time?
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If you're considering an adjustable-rate mortgage (ARM), ask about how and when the interest rate can change. Understanding the potential for rate adjustments will help you assess the risk of the loan.
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